Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it's a lifestyle.
Many of you guys know that I’ve got my hands in a few different pots already in 2020 – launching my own photography business, planning a wedding, and helping Samuel launch Station 1923 handcrafted rubs and seasonings. Never in a million years did I think I’d find myself juggling so many major, life-altering projects at once.
And then, the other shoe dropped.
Samuel began talking about home buying. I kid you not, I thought my head was going to explode. It costs money to start a business. It costs money to start two businesses. It costs money to get married. It most certainly costs money to buy a house.
Homeownership is something we both aspire to, although I’m not quite sure where it falls in our timeline of things. Christina Patrice Creative has launched, but needs more love from me. Station 1923 is set to launch this spring, and we’re ramping up to meet that deadline. Our wedding is August 8th, and I’m already knee-deep in spreadsheets and emails with vendors.
Since Samuel officially put home buying on the docket for some time in 2020 (or even early 2021), that one thing became abundantly clear to us both – we could NOT go into debt for our wedding. To ensure that we’re taking the necessary financial steps to prepare for home buying, I’ll be working alongside CreditRepair.com for credit education and services (this is something I’m looking into, because ya girl most definitely has student loan and credit card debt).
The first and most obvious point: putting wedding expenses on credit cards was out of the question. Instead of racking up debt to pay for wedding costs, here’s how I’m planning to make our dream day one for the books while keeping us on track financially:
1. A Realistic Budget
We had an honest conversation about how much of our savings, current, and future income we could reasonably dedicate to wedding expenses. The goal is not to wipe out our savings accounts while maintaining our current financial obligations. We agreed that turning to credit cards is simply not an option, considering our goals. We decided that in total, we wanted to spend no more than $7,000 for our wedding and reception. $6,000 or below, even better.
2. Uncommon Venues
Admittedly, we have a few things working in our favor to stay within financial range. The ceremony venue itself is taken care of (he is the son of a pastor). That said, our primary focus is the wedding reception aka afterparty. Looking for venues on websites like Peerspace and Splacer has been major for us – we’re able to find atypical venues with flexible accommodations for things like food and alcohol – which are huge financial drains at a wedding (and general event) planning. Explore non-traditional ceremony and reception venues like warehouses, art galleries, and even private residences to keep costs on the affordable end.
3. Rethinking Food and Beverages
This tip goes hand-in-hand with venue exploration. If at all possible, avoid venues that require you to use their vendors – this will lock you into paying a lot more for food, beverages, service, and a bar (if you go that route). Our venue has no restrictions on either – so we’re able to bring in whatever we want. We’re going the pre-planned food truck menu route, keeping our per person cost to around $14. As an added bonus, we’re avoiding the bland protein, pilaf, salad, and dinner roll menu. The same goes for beverages. Since we won’t be selling or serving alcohol from behind a formal bar, Costco is our ace in the hole for big bottles and mixers.
As far as the cake is concerned, we’re not going to dump hundreds of dollars into a big fancy cake that looks good for the ‘gram. We’re going to have a small cake for ourselves, with a cupcake and candy bar for guests. Simple, fun, cute, affordable.
Don’t be afraid to do things a bit differently to cut costs where you can. If your guests would “feel a way” about your ceremony or reception being non-traditional, then they probably don’t deserve an invite to begin with. Just sayin’.
4. DIY Decor
Neither of us is into the super formal pomp and circumstance of typical receptions, and I don’t know the first thing about flowers. We’re both pretty easygoing, low-maintenance people, and want the celebration of our union to be reflected in that.
We settled on a venue that doesn’t require much in the way of decoration — the light fixtures, wall art, and furniture all fit our vibe and wedding afterparty goals. Therefore, we’re keeping decoration costs to a minimum. What we will need as far as centerpieces and decor will take the DIY route, thanks to, of course, Pinterest.
We’re going for a casual, rustic/industrial chic vibe – think pendant lights, wood, metals, greenery, and mason jars. Thanks to photography prop shopping, your girl knows her way around a Hobby Lobby and Michaels to make these decorative accents happen on a budget. Yes, my living room will be crafting central – but it’s worth it to avoid the debt.
5. Keep Track of Everything
With vendors and tastings and planning and shopping all swirling around my calendar, it can be hard to stay on top of dates, transactions, and of course, day-to-day obligations. While my days are filled with updating spreadsheets, ensuring deposits are paid, and making decisions about what sneakers to wear, I’m grateful for CreditRepair.com, who is able to assist people like us with the financial end of 2020 homebuying goals. I’m thrilled to spend more time on wedding details and fine-tuning our businesses and less time figuring which items on my credit report are inaccurate or erroneous. CreditRepair.com’s technology provides members with a personal online dashboard, a credit score tracker and analysis, creditor and bureau interactions, text and email alerts, mobile apps and credit monitoring. When considering working with a credit repair service, It feels good to know that I can trust CreditRepair.com to handle the things I need to assist us in our homebuying goals.
And while I’m excited to walk down the aisle with the man of my dreams, I’m even more excited that we’re able to do so on our terms financially, while setting ourselves up for success in the future.
While I’m by no means an expert in finances or wedding planner, I’m happy to answer any questions you might have. Leave them in the comments below! Here’s to a powerful, productive, and financially-sound 2020!
Visit CreditRepair.com to learn more about improving your credit and moving toward your financial goals!
37 Comments
Sad Fb Status In Hindi
ReplyDeleteSad Status For Boyfriend In Hindi
Sad Status With Dp
Sad Dp For Girls
Sad Dp For Girls
Sad Status, Shayari, Dp
Rula Dene Wali Shayari
Sad Fb and Whatsapp Status For Girls
At Punjabi Curry Cafe, an Indian Restaurant Clifton hill, we trust best fine feasting begins with amazing climate and closures with tongue enticing deserts.
ReplyDeleteShiraaz at Ferntree Gully is known for its unique and exciting Indian menu, which offers traditional favorites and uncommon gems in Indian cuisine. All of our meals are prepared with fresh ingredients and authentic spices in a hygienic environment.
ReplyDeleteWelcome to Maharaja Tandoori Cuisine Most Indian cuisine is related by the similar usage of spices and the use of a greater variety of vegetables than many other cuisines.
ReplyDeleteWhen you think of Indian Cuisine, let Haveli Indian Restaurant and Sweets delight you with the finest dishes in the town. Located at 67 Wigram St, Harris Park NSW, our many Indian specialties include dishes such as Chicken Methi, Lamb Saag, Fish Curry and many more.
ReplyDeleteWe provide you the best tastes of India and Nepal under one roof, we are ideally located where you can enjoy the scenic beauty of luscious lawns and water views.
ReplyDeleteorder food online Hunters Hill
Located in Albert Park, Pacific Rim Thai Restaurant offers contemporary Thai dining experience to all those discerning lover of genuine Thai cuisine.
ReplyDeletehttp://www.pacificrimthai.com.au/
ReplyDeleteVery wonderful informative article. I appreciated looking at your article. Very wonderful reveal. I would like to twit this
on my followers. Many thanks!
bulletintech
whizzherald
talesbuzz
alternativestips
techwithgeeks
shindigweb
dns server not responding
A large number of you folks realize that I have my hands in one or two pots currently in 2020 – dispatching my own photography business, arranging a wedding, and assisting Samuel with dispatching Station 1923 hand tailored rubs and flavors. At no point ever did I think I'd end up shuffling so many major, life changing ventures without a moment's delay.
ReplyDeleteHello, thank you for the wonderful tips as tips if you need flowers for a wedding, or just to please a loved one you can help us we have flower delivery south west london as they have flowers meet high standards and guarantee that your bouquet will look just as beautiful as online.
ReplyDeleteThis article is really very interesting and effective. I think you should also write an article about 2 post car lift manufacturers
ReplyDeleteDating men can be very different from dating lesbian women. Finding a comfortable love adventure for a lesbian is much more difficult in everyday life, and then a special dating site comes to your aid. Even if you are overweight and you are a plump lesbian, then this should encourage you more to join this dating site via the link lesbiemates.com. You can do it for free to make sure there are a lot of single members out there.
ReplyDeleteNow you can enjoy your wedding plans and get free Dissertation / PhD Thesis writing services from Cheap Dissertation Writing Services and plan your wedding freely. The author mentions the points and briefly explains everything—especially the budget section about current income, wedding spending, and future income. The best figure budget for the wedding should be $6000 is perfect.
ReplyDeleteBuying from them would result in more savings for you. On a variety of items, they sometimes also provide fantastic discounts. Additionally, each of these trees is grown from the ground up in the nursery under the most adequate supervision, ensuring they are of the highest caliber. Mail order nursery
ReplyDeleteYou can organize a wedding for any budget very simply and quickly, and I wish you good luck in this! Also, do not forget that you can use a different application like android tap to phone app to make payments and thanks to this you will make the organization much faster and faster! When I organized events, I had to go to the bank many times in order to make payments and it was very difficult and took a lot of time!
ReplyDeleteGood post. Such articles can be really useful for couples which are planning their wedding. As I know this process is really difficult! By the way even if you are alone, don't worry about this, you can find your soul mate via dating sites! For example I use https://www.lesbiedates.com/ site for lesbian dates, works really good!
ReplyDeletethe evaluation methods used today are inadequate for these purposes. moto x3m
ReplyDeletePlan a debt-free wedding with smart financial strategies and careful budgeting for more detail by Tokister
ReplyDeletePlanning a zero-debt wedding entails meticulous financial management and smart choices. By setting a budget, prioritizing essential elements, exploring cost-saving options like DIY projects and vendor negotiations, and focusing on meaningful experiences rather than extravagant expenses, couples can create a memorable and joyous wedding celebration without the burden of debt for more info visit our Universe Headline
ReplyDeletePlanning a zero-debt wedding: budgeting, prioritizing, and meaningful choices for financial freedom for more updates by Fiesta Mentor
ReplyDeletePlanning a zero-debt wedding entails thoughtful budgeting, creative solutions, and prioritizing meaningful experiences, ensuring a memorable celebration without financial burden for more info visit our Shop Referal
ReplyDeletePlanning a zero-debt wedding involves careful financial management, smart budgeting, and creative solutions to create a memorable celebration without breaking the bank for more info visit our Fashion T Stylo
ReplyDeleteI wanted to express my heartfelt gratitude for sharing your remarkable blog post with me. Reading it was an absolute pleasure, and I found myself captivated by the depth of knowledge and wisdom you conveyed. Your insights were truly inspiring and have left a lasting impact on me.
ReplyDeletewoman divorce lawyers near me
Good article. Couples can benefit much from such writings.
ReplyDeleteArranging a zero-obligation wedding includes cautious monetary administration, brilliant planning, and clever fixes to make an essential festival without burning through every last dollar
ReplyDelete||New York Divorce Residency Requirements|Judgment of Divorce New York||
Planning a debt-free wedding is a smart and responsible approach to creating your special day. Personal statement writing and editing services for residents https://residencypersonalstatements.net/ are an essential tool in today's competitive world. When the stakes for education or employment are high, a professionally written personal statement can make a critical contribution to success.
ReplyDeleteEmbarking on diverse ventures in 2020 has been a thrilling ride! From my photography business to wedding planning and assisting Samuel with Station 1923 rubs, each project is a unique case study. If you're navigating multiple ventures too, consider seeking case study writing service for seamless success.
ReplyDeleteFor plastic surgery merchant processing, secure and reliable payment solutions are crucial to streamline transactions and enhance the overall customer experience. Specialized merchant services tailored to the cosmetic surgery industry ensure seamless credit card processing, allowing practices to accept payments with ease. These services prioritize data security and compliance with industry regulations, safeguarding sensitive patient information.
ReplyDeleteAdditionally, they may offer features such as virtual terminals, recurring billing options, and mobile payment solutions to accommodate diverse payment preferences. Efficient Plastic surgery merchant processing not only facilitates financial transactions but also contributes to the professionalism and trustworthiness of the practice, ultimately benefiting both the provider and the clientele.
Really amazing and informative post about wedding planning on a budget zero debt.
ReplyDeleteThis is such a practical and inspiring approach to planning a wedding without falling into debt! Your tips on budgeting and DIY decor are incredibly helpful.
ReplyDeleteHow Much is A Divorce in New York State
I like this idea https://runaway3d.com/
ReplyDeleteNice article and explanation Keep continuing to write an article like this
ReplyDeleteWonderful article. I love your style of writing. It’s inspiring, and I am happy
ReplyDeleteLooking forward to reading more. Great article post. Fantastic. Thankyou so much
ReplyDeleteVery useful post. I found so many interesting stuff in your blog, its great article.
ReplyDeleteHas anyone seen if shell gas station vapes I found some helpful info on gas-stations near me, which lists what products different Shell locations carry, including vapes. Worth checking out if you're looking for convenience
ReplyDeleteThanks for sharing your journey! Do you have any specific budgeting tools or apps you recommend for tracking wedding expenses? I’d love to hear more about your planning process. child pornography defense attorney in virginia
ReplyDeletechild pornography attorney